Send money from Ghana to Philippines
Ghanaian Cedi to Philippine Peso at the live rate, paid out in minutes to Bank transfer.
Live GHS to PHP rate
1 GHS = 5.29 PHP
1,000 GHS = 5,290 PHP
- Fee on 1,000 GHS
- 2.99 GHS
- Delivery
- In minutes
Rate as of . Refreshes every 5 minutes.
Convert and send
Live rateYou send
They receive
Rate refreshes automatically
GHS to PHP exchange rate history
Market rate over time, with the high, low and average for any period you pick.
How to send GHS to PHP with MigraPay
- 1
Create your MigraPay account
Download the app, sign up with your phone number and verify your identity once. It takes a few minutes and you only do it the first time.
- 2
Check the GHS to PHP rate and add a recipient
Enter how much GHS you want to send. The app shows the live PHP amount, the fee and the delivery time before you commit, so there are no surprises.
- 3
Pay and track the transfer
Pay from your bank or card, then follow the transfer in the app. Most PHP payouts arrive in minutes, and you get a notification when the money lands.
How your recipient gets paid in Philippines
Payout options for Philippines include Bank transfer. The app shows exactly what is available for your recipient before you confirm, and most payouts arrive in minutes.
- Bank transfer
See how MigraPay compares
Compare key features across leading platforms.
Our Platform |  |  |  |  | |
|---|---|---|---|---|---|
| AutoSend | Available | — | — | — | Varies |
| Zero transfer fees* | Many routes | Varies | Varies | Varies | Fee applies |
| Delivery speed | Delivered in seconds* | Varies | Varies | Varies | Varies |
| Request money | Available | — | — | — | Varies |
| Loyalty rewards | International transfers* | — | Qualifying transfers | — | — |
*Features, fees, rates, rewards, and delivery times vary by route, amount, eligibility, and how funds are paid in or received.
Loyalty rewards are available only on qualifying transfers in eligible corridors.
Provider information may change; verify current terms before sending.
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Popular amounts to send to Philippines
More ways to send
Send money to Philippines from
Other destinations from Ghana
- Nigeria
- South Africa
- Kenya
- Tanzania
- Rwanda
- Côte d'Ivoire
- Benin
- Togo
- Senegal
- Burkina Faso
- Cameroon
- Canada
- United States
- France
- Germany
- Italy
- Netherlands
- Spain
- United Kingdom
- Mexico
- Colombia
- Brazil
- India
- Albania
- Åland Islands
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- Gibraltar
- Greece
- Vatican City
- Hungary
- Iceland
- Ireland
- Lithuania
- Liechtenstein
- Latvia
- Luxembourg
- Malta
- North Macedonia
- Mayotte
- Montenegro
- Norway
- Poland
- Portugal
- Réunion
- Saint Barthélemy
- Romania
- Saint Martin
- Saint Pierre and Miquelon
- San Marino
- Serbia
- Slovakia
- Slovenia
- Sweden
- Switzerland
- Austria
- Andorra
- Sri Lanka
- Indonesia
- Thailand
- USDC (USD Coin)
- USDT (Tether USD)
Sending money from Ghana to Philippines: FAQ
How much does it cost to send money from Ghana to Philippines?
MigraPay charges 2.99 GHS on 1,000 GHS right now, and the PHP amount is locked at the live rate when you confirm. Fees vary by amount and how you pay; the app shows the exact fee before you send.
How long does a transfer from Ghana to Philippines take?
Most transfers to Philippines are delivered in minutes to Bank transfer. Bank transfers can take longer depending on the receiving bank and the time of day.
What GHS to PHP exchange rate does MigraPay use?
Today 1 GHS = 5.29 PHP (as of 6 Nov 2026, 02:46 UTC). MigraPay quotes its live rate at the moment you confirm and locks it, so the PHP amount you see is the amount delivered.
What does my recipient in Philippines need?
For a bank payout, their name and account details. For mobile money, the phone number registered with their wallet. Recipients do not need a MigraPay account.
Is there a limit on how much I can send from Ghana to Philippines?
Standard limits from Ghana are 50 GHS a day, 100,000 GHS a week and 300,000 GHS a month, and each payout to Philippines is between 500 and 170,000 PHP. The app shows your exact available limit before you send.
Can I send money from Philippines to Ghana?
MigraPay currently supports sending from Nigeria, Ghana, Kenya, Tanzania, Uganda, Rwanda, Côte d'Ivoire, Benin, Senegal, Mali, Burkina Faso, Cameroon, Canada, United States, France, Germany, Italy, Netherlands, Spain, United Kingdom, Mexico, Colombia, Brazil, India. Philippines is a receive destination.
Fees, rates, payout methods and delivery times vary by amount, eligibility and how funds are paid in or received. The app shows the exact rate and fee before you confirm. Destinations listed are served through regulated partners. 70 destinations supported.