MigraPay

Swap USD to GHS

Convert US Dollar to Ghanaian Cedi inside your MigraPay wallet, instantly and at the live rate.

Live swap rate

1 USD = 10.99 GHS

1 GHS = 0.09099 USD

Rate as of . Refreshes every 5 minutes.

USD to GHS exchange rate

Swap currencies

Live rate

You swap

You get

Transfer fee0.00 USD
Estimated deliveryIn minutes

Rate refreshes automatically

USD to GHS exchange rate history

Market rate over time, with the high, low and average for any period you pick.

How a wallet swap works

  1. 1

    Hold USD in your wallet

    Top up your USD wallet from your bank or card, or keep money you have received in USD.

  2. 2

    Swap to GHS when the rate suits you

    Open Swap, pick GHS, and confirm. The rate and any fee are shown before you commit and locked when you tap swap.

  3. 3

    Send, spend or hold GHS

    Your GHS balance is available immediately: send it abroad, pay locally, or keep it as a hedge.

USD to GHS swap amounts

What popular amounts become at today's rate.

US Dollar to Ghanaian Cedi
USDGHS
1 USD10.99 GHS
5 USD54.95 GHS
10 USD109.9 GHS
20 USD219.8 GHS
50 USD549.5 GHS
100 USD1,099 GHS
200 USD2,198 GHS
500 USD5,495 GHS
1,000 USD10,990 GHS
2,000 USD21,980 GHS
5,000 USD54,950 GHS
10,000 USD109,900 GHS
Ghanaian Cedi to US Dollar
GHSUSD
1 GHS0.09099 USD
5 GHS0.455 USD
10 GHS0.9099 USD
20 GHS1.8198 USD
50 GHS4.5496 USD
100 GHS9.0992 USD
200 GHS18.1984 USD
500 GHS45.4959 USD
1,000 GHS90.9918 USD
2,000 GHS181.98 USD
5,000 GHS454.96 USD
10,000 GHS909.92 USD

About the US Dollar (USD)

Symbol
$
Issued by
US Federal Reserve
Used in
United States, and as a reserve currency worldwide
Subunit
100 cents

The US dollar is the world’s primary reserve currency and the base against which most other currencies are quoted. Many African and Latin American rates are effectively set through the dollar, so USD moves ripple into every corridor MigraPay serves.

All USD exchange rates

About the Ghanaian Cedi (GHS)

Symbol
GH₵
Issued by
Bank of Ghana
Used in
Ghana
Subunit
100 pesewas

The Ghanaian cedi was redenominated in 2007 and floats against the dollar. Mobile money is widely used in Ghana, so cedi transfers are typically delivered to MTN, Telecel or AirtelTigo wallets as well as bank accounts.

All GHS exchange rates

Other wallet swaps

All wallet swapsAll exchange rates

Swapping USD to GHS: FAQ

What is the USD to GHS swap rate today?

1 USD = 10.99 GHS as of 6 Nov 2026, 03:25 UTC. The app shows the exact swap rate and any fee before you confirm, and the rate is locked when you swap.

How do I swap USD to GHS in MigraPay?

Fund your USD wallet, open Swap, choose GHS, enter the amount and confirm. The GHS lands in your wallet immediately, ready to send, spend or hold.

Is swapping USD to GHS instant?

Yes. Swaps between wallets you hold settle inside MigraPay, so there is no bank transfer to wait for.

Can I swap back from GHS to USD?

Yes. Every wallet currency can be swapped in either direction at the live rate at the time of the swap.

Rates shown are MigraPay's indicative rates; the app shows the exact swap rate and any fee before you confirm.